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The Agent Economy

Infrastructure directory

Gap note

AP2 gaps

AP2 is a gap note assembled on 2026-10-21. It quotes primary pages for settlement asset, spend controls, revocation, protocol composition, license, governance body, and cross-company use. A line that says not documented uses the day that page was read. The note does not rank the listing.

Last verified 2026-10-21

Sources

AP2 listing · Protocol compatibility · Spend controls · Gaps JSON

Dimension status for AP2
DimensionStatus
Settlement assetMixed
Spend controlsMixed
RevocationNot documented
Protocol compositionDocumented
LicenseDocumented
Governance bodyDocumented
Cross-company useDocumented

Settlement asset

Documented

  • Credit and debit cards in the initial version. The page calls these common pull payment methods.

    AP2 protocol documentation · Read 2026-10-21

Not documented

  • Not documented as of 2026-10-21. Stablecoin, Lightning, and bank are not named as current rails. The same page puts real time bank transfers and digital currencies on a roadmap.

    AP2 protocol documentation · Read 2026-10-21

Spend controls

Documented

  • Per payment cap: Yes. Amount range sets a maximum the payment mandate amount must stay within.

    AP2 payment mandate · Read 2026-10-20

  • Period budget: Partial. Budget is a total cap used with recurrence, not a budget that resets each period.

    AP2 payment mandate · Read 2026-10-20

  • Payee or protocol allowlist: Yes. Allowed Payee limits the payee to a set of merchants. A category list is not stated.

    AP2 payment mandate · Read 2026-10-20

Not documented

  • Not documented as of 2026-10-20. Human approval above a threshold. A trusted surface renders the mandate to the user. A later approval threshold is not stated.

    AP2 payment mandate · Read 2026-10-20

Revocation

Not documented

  • Not documented as of 2026-10-20. Revocation. The payment mandate page does not define a revoke call. Expiry is a timestamp, not a revoke.

    AP2 payment mandate · Read 2026-10-20

Protocol composition

Documented

License

Documented

Governance body

Documented

  • The site says standardization continues in the FIDO Alliance Agentic Authentication and Payments technical working groups. The public repository hosts the current specification.

    AP2 protocol documentation · Read 2026-10-21

Cross-company use

Documented

  • The site says standardization continues in the FIDO Alliance Agentic Authentication and Payments technical working groups.

    AP2 protocol documentation · Read 2026-10-21

Questions

What does not documented mean?
Not documented means the cited page does not state the fact. The line names that page and the day it was read. It is not a claim that the fact is false.
What does omitted mean?
Omitted means this note has no checked source for that dimension. The dimension was left out rather than filled in.
Does the index rank these products?
No. The table can be sorted by name, by dimension status, or by checked date. Sort order is not a score.
Where is the machine readable file?
GET /data/gaps.json. The file includes every note, the cited sources, and the read dates.