Gap note
Mercury MCP gaps
Mercury MCP gap note, checked 2026-10-28. It quotes primary pages on settlement, spend controls, revocation, composition, license, governance, cross-company use, and refunds. A not documented line uses the read date. The note does not rank the listing. Omitted means that dimension was not checked for this note.
Last verified 2026-10-28
Sources
Mercury MCP listing · Protocol compatibility · Gaps JSON · See what changed this week
| Dimension | Status |
|---|---|
| Settlement asset | Not documented |
| Spend controls | Mixed |
| Revocation | Documented |
| Protocol composition | Mixed |
| License | Not documented |
| Governance body | Mixed |
| Cross-company use | Documented |
| Refunds and disputes | Not documented |
Settlement asset
Not documented
Not documented as of 2026-10-28. The supported tools page says requestSendMoney creates a payment request to an existing recipient and requestTransferMoney creates a transfer between Mercury accounts. It does not name one settlement asset.
Supported tools on Mercury MCP · Read 2026-10-28
Spend controls
Documented
Money movement requires approval in Mercury. The supported tools page says requestSendMoney and requestTransferMoney create requests, and the AI tool cannot approve the request or move money on its own. Organization approval policies still apply.
Supported tools on Mercury MCP · Read 2026-10-28
The support article says approval requests expire after approximately 5 minutes.
Mercury support: connecting to ChatGPT, Claude, and other AI tools · Read 2026-10-28
Not documented
Not documented as of 2026-10-28. Per payment cap. The supported tools page does not state a numeric per payment cap.
Supported tools on Mercury MCP · Read 2026-10-28
Not documented as of 2026-10-28. Period budget. The supported tools page does not state a daily or monthly budget.
Supported tools on Mercury MCP · Read 2026-10-28
Revocation
Documented
The support article says you can disconnect Mercury from an AI tool at any time through that tool's settings.
Mercury support: connecting to ChatGPT, Claude, and other AI tools · Read 2026-10-28
The support article says an approval request expires after approximately 5 minutes, and that an expired request has to be started again.
Mercury support: connecting to ChatGPT, Claude, and other AI tools · Read 2026-10-28
Protocol composition
Documented
The connecting page says the Mercury MCP server URL is https://mcp.mercury.com/mcp and that a client connects over streamable HTTP with OAuth.
Connecting Mercury MCP · Read 2026-10-28
Not documented
Not documented as of 2026-10-28. The what is page, the supported tools page, and the connecting page do not say Mercury MCP implements x402, AP2, MPP, or A2A.
What is Mercury MCP · Read 2026-10-28
License
Not documented
Not documented as of 2026-10-28. The connecting page says Mercury does not offer a non-hosted MCP. It does not name a software license.
Connecting Mercury MCP · Read 2026-10-28
Governance body
Documented
Mercury publishes the MCP docs. The what is page says the Mercury MCP is currently in beta.
What is Mercury MCP · Read 2026-10-28
Not documented
Not documented as of 2026-10-28. The what is page does not name an external standards body that governs Mercury MCP.
What is Mercury MCP · Read 2026-10-28
Cross-company use
Documented
The connecting page lists official Mercury MCP integrations, including ChatGPT, Claude, Cursor, Perplexity, Gemini Enterprise, Grok Bot, Microsoft 365 Copilot, Notion, and Replit.
Connecting Mercury MCP · Read 2026-10-28
Refunds and disputes
Who handles a refund when an agent pays
Not documented
Not documented as of 2026-10-28. The supported tools page describes payment and transfer requests that need approval in Mercury. It does not describe a refund or a dispute.
Supported tools on Mercury MCP · Read 2026-10-28
Questions
- What does not documented mean?
- Not documented means the cited page does not state the fact. The line names that page and the day it was read. It is not a claim that the fact is false.
- What does omitted mean?
- Omitted means this note has no checked source for that dimension. The dimension was left out rather than filled in.
- Does the index rank these products?
- No. The table can be sorted by name, by dimension status, or by checked date. Sort order is not a score.
- Where is the machine readable file?
- GET /data/gaps.json. The file includes every note, the cited sources, and the read dates.